Array ( [PREVIEW_PICTURE] => Array ( [ID] => 69608 [TIMESTAMP_X] => 09.05.2025 19:30:04 [MODULE_ID] => iblock [HEIGHT] => 733 [WIDTH] => 1100 [FILE_SIZE] => 88882 [CONTENT_TYPE] => image/jpeg [SUBDIR] => iblock/e33 [FILE_NAME] => e334cdb487e5e6ebe6c01ea27db9756e.jpg [ORIGINAL_NAME] => euro-cash-notes-bank-money-npl-loans-banking-2.jpg [DESCRIPTION] => [HANDLER_ID] => [EXTERNAL_ID] => bae221434b6a2e3202d84475427e37d7 [~src] => [SRC] => /upload/iblock/e33/e334cdb487e5e6ebe6c01ea27db9756e.jpg [ALT] => Законопроект Аттали направлен на борьбу со скрытыми комиссиями по кредитам, расширяет права заёмщиков [TITLE] => Законопроект Аттали направлен на борьбу со скрытыми комиссиями по кредитам, расширяет права заёмщиков ) [~PREVIEW_PICTURE] => 69608 [ID] => 35329 [~ID] => 35329 [NAME] => Законопроект Аттали направлен на борьбу со скрытыми комиссиями по кредитам, расширяет права заёмщиков [~NAME] => Законопроект Аттали направлен на борьбу со скрытыми комиссиями по кредитам, расширяет права заёмщиков [IBLOCK_ID] => 2 [~IBLOCK_ID] => 2 [IBLOCK_SECTION_ID] => 2 [~IBLOCK_SECTION_ID] => 2 [DETAIL_TEXT] => Депутат Александра Атталидес в пятницу представила законопроект, направленный на усиление защиты заёмщиков и повышение прозрачности в банковском и кредитном секторе Кипра.

Предложение, объявленное политической партией Volt, направлено на внесение поправок в существующий закон о либерализации процентных ставок и связанных с ними вопросах. В случае принятия законопроекта все кредитные учреждения, покупатели кредитов, компании по приобретению кредитов и небанковские кредиторы должны будут чётко указывать в своих договорах точную сумму сборов или комиссий, взимаемых в рамках кредитного соглашения.

Эти учреждения также будут обязаны разъяснять, как и когда такие расходы могут измениться в течение срока кредита. Вольт охарактеризовал предлагаемую поправку как значительный шаг на пути к расширению прав и возможностей заёмщиков.

Партия заявила, что более чёткая информация о финансовых обязательствах поможет предотвратить скрытые платежи и внезапное повышение расходов.

По мнению партии, эта мера не только защитит потребителей от недобросовестной практики, но и повысит прозрачность во всём финансовом секторе. Вольт утверждает, что благодаря более подробной и открытой информации потребители смогут лучше сравнивать предложения и выбирать наиболее подходящие им услуги. [~DETAIL_TEXT] => Депутат Александра Атталидес в пятницу представила законопроект, направленный на усиление защиты заёмщиков и повышение прозрачности в банковском и кредитном секторе Кипра.

Предложение, объявленное политической партией Volt, направлено на внесение поправок в существующий закон о либерализации процентных ставок и связанных с ними вопросах. В случае принятия законопроекта все кредитные учреждения, покупатели кредитов, компании по приобретению кредитов и небанковские кредиторы должны будут чётко указывать в своих договорах точную сумму сборов или комиссий, взимаемых в рамках кредитного соглашения.

Эти учреждения также будут обязаны разъяснять, как и когда такие расходы могут измениться в течение срока кредита. Вольт охарактеризовал предлагаемую поправку как значительный шаг на пути к расширению прав и возможностей заёмщиков.

Партия заявила, что более чёткая информация о финансовых обязательствах поможет предотвратить скрытые платежи и внезапное повышение расходов.

По мнению партии, эта мера не только защитит потребителей от недобросовестной практики, но и повысит прозрачность во всём финансовом секторе. Вольт утверждает, что благодаря более подробной и открытой информации потребители смогут лучше сравнивать предложения и выбирать наиболее подходящие им услуги. [DETAIL_TEXT_TYPE] => html [~DETAIL_TEXT_TYPE] => html [PREVIEW_TEXT] => Депутат Александра Атталидес в пятницу представила законопроект, направленный на... [~PREVIEW_TEXT] => Депутат Александра Атталидес в пятницу представила законопроект, направленный на... [PREVIEW_TEXT_TYPE] => html [~PREVIEW_TEXT_TYPE] => html [DETAIL_PICTURE] => Array ( [SRC] => /upload/resize_cache/iblock/e33/600_400_1/e334cdb487e5e6ebe6c01ea27db9756e.jpg [WIDTH] => 600 [HEIGHT] => 399 ) [~DETAIL_PICTURE] => 69609 [ACTIVE_FROM] => 09.05.2025 19:30:00 [~ACTIVE_FROM] => 09.05.2025 19:30:00 [LIST_PAGE_URL] => /news/ [~LIST_PAGE_URL] => /news/ [DETAIL_PAGE_URL] => /news/society/attalides-bill-targets-hidden-loan-fees-boosts-borrower-rights/ [~DETAIL_PAGE_URL] => /news/society/attalides-bill-targets-hidden-loan-fees-boosts-borrower-rights/ [LANG_DIR] => / [~LANG_DIR] => / [CODE] => attalides-bill-targets-hidden-loan-fees-boosts-borrower-rights [~CODE] => attalides-bill-targets-hidden-loan-fees-boosts-borrower-rights [EXTERNAL_ID] => 35329 [~EXTERNAL_ID] => 35329 [IBLOCK_TYPE_ID] => news [~IBLOCK_TYPE_ID] => news [IBLOCK_CODE] => infoportal_news_s1 [~IBLOCK_CODE] => infoportal_news_s1 [IBLOCK_EXTERNAL_ID] => infoportal_news_s1 [~IBLOCK_EXTERNAL_ID] => infoportal_news_s1 [LID] => s1 [~LID] => s1 [NAV_RESULT] => [DISPLAY_ACTIVE_FROM] => 9 Мая 2025 [IPROPERTY_VALUES] => Array ( ) [FIELDS] => Array ( [PREVIEW_PICTURE] => Array ( [ID] => 69608 [TIMESTAMP_X] => 09.05.2025 19:30:04 [MODULE_ID] => iblock [HEIGHT] => 733 [WIDTH] => 1100 [FILE_SIZE] => 88882 [CONTENT_TYPE] => image/jpeg [SUBDIR] => iblock/e33 [FILE_NAME] => e334cdb487e5e6ebe6c01ea27db9756e.jpg [ORIGINAL_NAME] => euro-cash-notes-bank-money-npl-loans-banking-2.jpg [DESCRIPTION] => [HANDLER_ID] => [EXTERNAL_ID] => bae221434b6a2e3202d84475427e37d7 [~src] => [SRC] => /upload/iblock/e33/e334cdb487e5e6ebe6c01ea27db9756e.jpg [ALT] => Законопроект Аттали направлен на борьбу со скрытыми комиссиями по кредитам, расширяет права заёмщиков [TITLE] => Законопроект Аттали направлен на борьбу со скрытыми комиссиями по кредитам, расширяет права заёмщиков ) ) [PROPERTIES] => Array ( [ORIGINAL_URL] => Array ( [ID] => 51 [TIMESTAMP_X] => 2017-10-03 13:37:23 [IBLOCK_ID] => 2 [NAME] => Ссылка на сайте-источнике [ACTIVE] => Y [SORT] => 10 [CODE] => ORIGINAL_URL [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [PROPERTY_VALUE_ID] => 93069 [VALUE] => /2025/05/09/attalides-bill-targets-hidden-loan-fees-boosts-borrower-rights [DESCRIPTION] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [~VALUE] => /2025/05/09/attalides-bill-targets-hidden-loan-fees-boosts-borrower-rights [~DESCRIPTION] => [~NAME] => Ссылка на сайте-источнике [~DEFAULT_VALUE] => ) [THEME_EN] => Array ( [ID] => 280 [TIMESTAMP_X] => 2025-01-08 18:01:42 [IBLOCK_ID] => 2 [NAME] => Тема (en) [ACTIVE] => Y [SORT] => 20 [CODE] => THEME_EN [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [PROPERTY_VALUE_ID] => 93071 [VALUE] => Attalides bill targets hidden loan fees, boosts borrower rights [DESCRIPTION] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [~VALUE] => Attalides bill targets hidden loan fees, boosts borrower rights [~DESCRIPTION] => [~NAME] => Тема (en) [~DEFAULT_VALUE] => ) [TEXT_EN] => Array ( [ID] => 281 [TIMESTAMP_X] => 2025-01-08 18:01:42 [IBLOCK_ID] => 2 [NAME] => Текст новости (en) [ACTIVE] => Y [SORT] => 40 [CODE] => TEXT_EN [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => Y [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [PROPERTY_VALUE_ID] => 93072 [VALUE] => Array ( [TEXT] => MP Alexandra Attalides submitted on Friday a bill aiming to strengthen protections for borrowers and improve transparency in Cyprus’ banking and credit sector. The proposal, announced by the political party Volt, seeks to amend the existing law on the liberalisation of interest rates and related matters. If passed, it would require all credit institutions, credit purchasers, loan acquisition companies, and non-bank lenders to clearly state in their contracts the exact amount of charges or fees recovered as part of a credit arrangement. These institutions would also be obliged to explain how and when such costs may change during the life of the loan. Volt described the proposed amendment as a significant step towards empowering borrowers. The party said that clearer information on financial obligations would help prevent hidden charges and sudden increases in costs. According to the party, the measure would not only shield consumers from unfair practices but also enhance transparency across the financial sector. With more detailed and open information, Volt argues, consumers will be able to make better comparisons between offers and choose the services that best suit them. [TYPE] => HTML ) [DESCRIPTION] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [~VALUE] => Array ( [TEXT] => MP Alexandra Attalides submitted on Friday a bill aiming to strengthen protections for borrowers and improve transparency in Cyprus’ banking and credit sector. The proposal, announced by the political party Volt, seeks to amend the existing law on the liberalisation of interest rates and related matters. If passed, it would require all credit institutions, credit purchasers, loan acquisition companies, and non-bank lenders to clearly state in their contracts the exact amount of charges or fees recovered as part of a credit arrangement. These institutions would also be obliged to explain how and when such costs may change during the life of the loan. Volt described the proposed amendment as a significant step towards empowering borrowers. The party said that clearer information on financial obligations would help prevent hidden charges and sudden increases in costs. According to the party, the measure would not only shield consumers from unfair practices but also enhance transparency across the financial sector. With more detailed and open information, Volt argues, consumers will be able to make better comparisons between offers and choose the services that best suit them. 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#SITE_DIR#/news/#CODE#/ [~SECTION_PAGE_URL] => #SITE_DIR#/news/#CODE#/ [PICTURE] => [~PICTURE] => [DESCRIPTION] => [~DESCRIPTION] => [DESCRIPTION_TYPE] => text [~DESCRIPTION_TYPE] => text [RSS_TTL] => 24 [~RSS_TTL] => 24 [RSS_ACTIVE] => Y [~RSS_ACTIVE] => Y [RSS_FILE_ACTIVE] => N [~RSS_FILE_ACTIVE] => N [RSS_FILE_LIMIT] => 0 [~RSS_FILE_LIMIT] => 0 [RSS_FILE_DAYS] => 0 [~RSS_FILE_DAYS] => 0 [RSS_YANDEX_ACTIVE] => N [~RSS_YANDEX_ACTIVE] => N [XML_ID] => infoportal_news_s1 [~XML_ID] => infoportal_news_s1 [TMP_ID] => adf9113ce97738184efe133d53e3d656 [~TMP_ID] => adf9113ce97738184efe133d53e3d656 [INDEX_ELEMENT] => Y [~INDEX_ELEMENT] => Y [INDEX_SECTION] => N [~INDEX_SECTION] => N [WORKFLOW] => N [~WORKFLOW] => N [BIZPROC] => N [~BIZPROC] => N [SECTION_CHOOSER] => L [~SECTION_CHOOSER] => L [LIST_MODE] => [~LIST_MODE] => [RIGHTS_MODE] => S [~RIGHTS_MODE] => S [SECTION_PROPERTY] => [~SECTION_PROPERTY] => [PROPERTY_INDEX] => [~PROPERTY_INDEX] => [VERSION] => 1 [~VERSION] => 1 [LAST_CONV_ELEMENT] => 0 [~LAST_CONV_ELEMENT] => 0 [SOCNET_GROUP_ID] => [~SOCNET_GROUP_ID] => [EDIT_FILE_BEFORE] => [~EDIT_FILE_BEFORE] => [EDIT_FILE_AFTER] => [~EDIT_FILE_AFTER] => [SECTIONS_NAME] => Разделы [~SECTIONS_NAME] => Разделы [SECTION_NAME] => Раздел [~SECTION_NAME] => Раздел [ELEMENTS_NAME] => Новости [~ELEMENTS_NAME] => Новости [ELEMENT_NAME] => Новость [~ELEMENT_NAME] => Новость [EXTERNAL_ID] => infoportal_news_s1 [~EXTERNAL_ID] => infoportal_news_s1 [LANG_DIR] => / [~LANG_DIR] => / [SERVER_NAME] => russiancyprus.news [~SERVER_NAME] => russiancyprus.news ) [SECTION] => Array ( [PATH] => Array ( [0] => Array ( [ID] => 2 [~ID] => 2 [TIMESTAMP_X] => 2025-01-20 22:54:27 [~TIMESTAMP_X] => 2025-01-20 22:54:27 [MODIFIED_BY] => 1 [~MODIFIED_BY] => 1 [DATE_CREATE] => 2015-04-24 10:15:32 [~DATE_CREATE] => 2015-04-24 10:15:32 [CREATED_BY] => 1 [~CREATED_BY] => 1 [IBLOCK_ID] => 2 [~IBLOCK_ID] => 2 [IBLOCK_SECTION_ID] => [~IBLOCK_SECTION_ID] => [ACTIVE] => Y [~ACTIVE] => Y [GLOBAL_ACTIVE] => Y [~GLOBAL_ACTIVE] => Y [SORT] => 5 [~SORT] => 5 [NAME] => Общество и политика [~NAME] => Общество и политика [PICTURE] => [~PICTURE] => [LEFT_MARGIN] => 1 [~LEFT_MARGIN] => 1 [RIGHT_MARGIN] => 2 [~RIGHT_MARGIN] => 2 [DEPTH_LEVEL] => 1 [~DEPTH_LEVEL] => 1 [DESCRIPTION] => [~DESCRIPTION] => [DESCRIPTION_TYPE] => text [~DESCRIPTION_TYPE] => text [SEARCHABLE_CONTENT] => Общество и политика [~SEARCHABLE_CONTENT] => Общество и политика [CODE] => society [~CODE] => society [XML_ID] => 111 [~XML_ID] => 111 [TMP_ID] => [~TMP_ID] => [DETAIL_PICTURE] => [~DETAIL_PICTURE] => [SOCNET_GROUP_ID] => [~SOCNET_GROUP_ID] => [LIST_PAGE_URL] => /news/ [~LIST_PAGE_URL] => /news/ [SECTION_PAGE_URL] => /news/society/ [~SECTION_PAGE_URL] => /news/society/ [IBLOCK_TYPE_ID] => news [~IBLOCK_TYPE_ID] => news [IBLOCK_CODE] => infoportal_news_s1 [~IBLOCK_CODE] => infoportal_news_s1 [IBLOCK_EXTERNAL_ID] => infoportal_news_s1 [~IBLOCK_EXTERNAL_ID] => infoportal_news_s1 [EXTERNAL_ID] => 111 [~EXTERNAL_ID] => 111 [IPROPERTY_VALUES] => Array ( ) ) ) ) [SECTION_URL] => /news/society/ [ITEMS_THEME] => Array ( ) )